XTBMargin Trading Review 2026MAX LEVERAGE30xRATING4.4/5
★★★★☆ 4.4/5 Traditional Broker Regulated

XTB is a publicly traded (WSE: XTB) European online brokerage founded in 2002. Regulated across multiple EU jurisdictions, XTB offers zero-commission stock and ETF trading alongside CFD margin trading on 5,800+ instruments. Its award-winning xStation 5 platform is praised for its balance of power and usability.

Max Leverage
30x
Maker Fee
0%
Taker Fee
0%
Founded
2002

Pros & Cons

✅ Pros

  • Zero commission on real stocks & ETFs
  • Publicly traded (Warsaw Stock Exchange)
  • Award-winning xStation 5 platform
  • Regulated by FCA, KNF, CySEC
  • No minimum deposit
  • Excellent educational content (Trading Academy)
  • 5,800+ instruments available
  • Negative balance protection

❌ Cons

  • Not available in USA
  • Limited product range vs Interactive Brokers
  • CFD-only for margin trading
  • Inactivity fee after 12 months
  • No MetaTrader 5 support
  • Limited cryptocurrency selection

Fee Structure

Maker Fee 0%
Taker Fee 0%
Interest Rate Overnight swap rates vary by instrument
Liquidation Fee Margin close out at 50% maintenance

Margin Tiers

TierMax PositionMax LeverageMaintenance Margin
Forex MajorsVaries30x3.33%
Forex MinorsVaries20x5%
IndicesVaries20x5%
CommoditiesVaries10x10%
Stocks CFDVaries5x20%
Crypto CFDVaries2x50%

How to Sign Up for XTB

XTB FAQ

Is XTB a good broker? +

XTB is a well-regulated, publicly traded broker with over 20 years of history. It is especially strong for European traders with its zero-commission stock trading and award-winning platform.

Does XTB charge commissions? +

XTB offers zero-commission trading on real stocks and ETFs (up to €100,000 monthly turnover). CFD trading is spread-based with no direct commissions.

Is XTB available in the USA? +

No, XTB does not currently serve US clients. It is primarily available in Europe, the Middle East, and select other regions.

What platform does XTB use? +

XTB uses its proprietary xStation 5 platform, available as web, desktop, and mobile apps. It features advanced charting, market sentiment data, and a built-in trading calculator.

Quick Details

HQ Warsaw, Poland
Founded 2002
Margin Types CFD Margin
Deposit Methods Bank Transfer, Credit Card, PayPal, Skrill
⚠️ Risk Disclaimer: Margin trading on XTB involves substantial risk. You can lose more than your initial investment. This review is for informational purposes only and does not constitute financial advice. Always do your own research before trading.